Various private and public sector banks are coming out with attractive loan plans for its customers for purchase of land, purchase or construction of house/flat. The loan can be taken for both land purchase as well as construction on the land.
Any individual aged 21 years or above having regular income is generally eligible to apply for land Purchase loan.
The quantum of loan sanctioned, depends on a number of factors like the cost of house/flat, person's age while applying for loan, income, repayment capacity etc. Loans of higher amount may be considered on the basis of merit of the case. The loan can then be repaid through Equated Monthly Installments or EMI. The loan is payable maximum in years.
Minimum 30% of Purchasing value. This value may vary from bank to bank.
Interest on both fixed as well fluctuating rates are available. The actual interest rate is governed by prevailing market conditions at the time of taking loan. Special reductions in interest rates may sometimes be allowed for women and in other special conditions. A nominal processing fee of 1% of amount of loan taken is generally charged by banks.
| By LAW KUMAR SHAW (on Jan 07, 2012 07:54 PM) I am a Govt. Salaried person. My net salary is 18,000/- P.M. My Salary A/C in SBI. Want to buy a plot in Kolkata for future residential construction. Please give details of the Banks offering land purchase loan upto Rs.3.5 Lakh for 10 years.
|
| By Ashok Kulkarni (on Jan 03, 2012 03:03 PM) By Bhargava (on Nov 26, 2011 09:52 AM)
I am Ashok Kulkarni from Gulbarga i want to purchage site/Land in Gulbarga. I have selected one site which is at Karuneshwar Nagar. p\\\\\\\\\\\\\\\'se let me know which bank can give loan for purchasing a plot. My annual income is 4 laks my ph 09341061743
|
| By Nagrgk (on Jan 02, 2012 03:53 PM) Hi, i would like to purchase land in banglore , if u can provide loan pls send details over nagrgk@gmail.com
|
| By Shivakumar (on Dec 26, 2011 04:59 AM) My salary 10,000 I want i am personal work 1 lakh bank loan my Email id pdshivakumar@yahoo.in plz plz mail me
|
| By Deepak Verma (on Dec 24, 2011 01:24 PM) Hi I want to take land loan on Ansal Golf Link-II Greater Noida Project Surajpur-Dadri Road.
Re-sale , Please let me know If loan could be available.
|
| By Maj Nirmal Sahi (on Dec 23, 2011 07:42 AM) Hi I am maj Nirmal Sahi serving in army. my annual income is somewhere 5.5 lakh. I wanted to know if you can provide me loan for the purchase a piece of land. required docus would be? please gve your suggestions for the same .
|
| By Shridhar (on Dec 21, 2011 04:32 PM) I'M SALARIED PERSON GROSS SALARY IS RS. 41868 I WANT BUY A PLOT FOR FUTURE RESIDENTIAL CONSTRUCTION PL. GIVE DETAILS OF THE BANKS OFFERING LOAN UPTO 15 LAC FOR 20 YEARS TENURE
|
| By Ravi (on Dec 17, 2011 06:22 PM) I want to purchase a land in guntur city, iam working for an insurance company, salary 6lacs PA, looking for 12 to 15lacs loan.
|
| By Dr Rakesh Rayal (on Dec 17, 2011 01:29 PM) I want loan for house / land / personnel plz provide me details and send your represntative from HDFC Bank
mo- 9410967600
|
| By Shrirang (on Dec 15, 2011 05:50 PM) Need interats rates & lon eligibility for land purchase`
|
| By Shankar (on Dec 11, 2011 08:56 AM) Loan against purchase for land . i am business person need contact info in SBI Or UBI Or Canara Bank
|
| By Anil kotnala (on Dec 02, 2011 04:26 PM) Hello sir i am a govt employee salary Rs 300000 gross per year can l loan for purchasing plot and construction and from which bank it will be suitable
|
| By Mingur sherpa (on Dec 01, 2011 02:54 PM) Sir, I m working in WBP i want purchage a land at siliguri so can i get loan from ur respected departement. My p.a income Rs.243552. Please needful ur help
|
| By Marvel jude (on Nov 29, 2011 11:46 AM) Sir I am marvel my salary is 7,000 per month. I want 3.50 lakhs loan for land purchase. Plz tel me how to apply in bank.
|
| By Bhargava (on Nov 26, 2011 09:52 AM) I am Bhargava from Bangalore i want to purchage site/Land in bangalre. I have selected one site which is B kata land. p\\\\\\\\\\\\\\\'se let me know which bank can give lon for B kata. My annual income is 8 laks my ph 09341050906
|
| By Nirmal sahi (on Nov 20, 2011 09:55 PM) I want to purchase land in dehradun and so for want to apply for loan immdt.... i am a govt employee and salaried between 45000 to 50000.
plz send ur advice
|
| By Mudassir Usman (on Nov 19, 2011 12:04 PM) I am want a land purchase loan in Kolkata 700144 my annual income is 204000. call on 9830599283
|
| By K K Yadav (on Nov 18, 2011 03:45 PM) I,m a government employ my annual income is 250000.I,wish to buy a residential plot.So please suggest me for land purchase loan from any bank.
|
| By Jatinder singh (on Nov 16, 2011 08:20 PM) Hi i m jatinder singh ,i want to purchase the land for construction purpose in punjab(phagwara) so i need loan for 15 lac .please kindly tell me the appropriate bank.
|
| By Murali (on Nov 16, 2011 06:21 PM) Hello,
I want land loan for 14 lakhs. which bank will provide with less interest rate and how much. what is the monthly EMI. My package is 45000 per month.
|
| By Senthil (on Nov 16, 2011 05:20 PM) My salary is 21000 per month. I want to buy a land. Can i apply for plot loan of 6 to 8 laksh in any bank?
|
| By Ravi Singh (on Nov 14, 2011 09:54 PM) HI, I want to take a land only for investment purpose an land is agriculture require a loan around 6 to 7 lakh & my package is 2.5 lakh pa i am salaried person i am from Indian Air Force. kindly tell me which bank will provide me the loan on urgent basis ?or wo will provide me the loan ? tell me imme waiting for your reply want land loan very very urgently......
|
| By Nilesh (on Nov 12, 2011 01:31 PM) HI, I want to take a land only for investment purpose an land is agriculture require a loan around 6 to 10 lakh & my package is 3.5 lakh pa i am salaried person i am from pune kindly tell me which bank will provide me the loan on urgent basis ?or wo will provide me the loan ? tell me imme waiting for your reply want land loan very very urgently......
|
| By AkSHIT (on Nov 10, 2011 01:38 AM) Sir I am a govt employed(Defence), age 24 Yrs, my monthly salary is Rs 30000/- and I want to purchase a land, I require loan of 15- 20 lakh. Wannn to know which bank will provide me loan and how much, so that I can fulfill my dream.
|
| By AkSHIT (on Nov 10, 2011 01:37 AM) Sir I am a govt employed(Defence), age 24 Yrs, my monthly salary is Rs 30000/- and I want to purchase a land, I require loan of 15- 20 lakh. Wannn to know which bank will provide me loan and how much, so that I can fulfill my dream.
|
| By V K Mathur (on Nov 04, 2011 03:52 PM) Dear Sir, I am a salaried employee (3.0 lakh pa) i want to buy a land of 10 lakhs for ten to fifteen years. Which bank provides the land purchasing loan and provide the less intrest rate. What are the processing steps. Please provide the information.
|
| By Bheemaiah (on Nov 03, 2011 08:14 PM) I am planing to purchase a site in near my native place Tirupati[AP], so i need a loan for purchasing site, i am a salaried employee.... pls provide the bank details....
|
| By Mudassir Usman (on Nov 03, 2011 01:23 PM) I am planing to purchase a land in panchyat area in west bengal south 24 parganas Mallikpur, am looking for a land purchase loan.
contact :- +91 9830599283
|
| By Rakesh (on Oct 28, 2011 04:16 PM) My salary is 50,000 per month. I want to purchase land from LDA for amount 16 lakh by bank loan. plz help me.
|
| By A.munirathnam (on Oct 27, 2011 08:51 PM) Sir/Madam, I am Chief functionary in Voluntary Organization [N.G.O] I need to Purchase Land for Old age home Rs 60000 lakh how I can get loan from SBI or UBI
|
| By Rana sil (on Oct 21, 2011 01:04 PM) I want to buy a land , what would be rate of interest up to 6 lac fo statte bank of india.
|
| By M.a muqeet (on Oct 19, 2011 04:04 PM) Sir,i am a salaried person need loon of RS 10 LAKHS for purchasing plot can u help me.............
|
| By Rajesh James (on Oct 09, 2011 09:10 PM) I want Purchase Land me and wife are both together earning Gross Amount of Rs.60,000/- p.m. Pls. guide to purchase a land for the same and what could be the EMI to be paid each and every month.
|
| By Binu (on Oct 02, 2011 11:06 AM) My salary is 30,000. I want to purchase land for amount 6 lakh by bank loan.
|
| By Sijo (on Sep 15, 2011 10:43 PM) Sir i am working in abu dhabi ,my monthly salary is 40000 irs,may i know how much money can get to buy for land as loan from bank
thankyou
|
| By Baskar (on Sep 15, 2011 03:44 PM) I need a loan to purchase a land.
|
| By N S Subhash (on Sep 14, 2011 10:45 PM) Sir,me and my wife both are Govt employes ,our income is 700000/-pa.
we want to purchase a plot for house building,I want to now max how much loan can we get from sbi
|
| By Kamlakar Dighe (on Sep 10, 2011 04:27 PM) I am interesting in buying a land.
What would be the rate of interest upto 10 lakhs.
|
| By ANUSUYA (on Aug 29, 2011 10:28 PM) I want to buy land of Rs.6,00,000/- my and my husband income is 3,60,000/-p.a .
|
| By Vikram kumar (on Aug 25, 2011 11:43 AM) Sir I am Govt employee I work in CISF I want to purchase land or a house so I have required Loan how much amount i take from SBI .
|
| By Santosh kumar parichha (on Aug 22, 2011 11:57 PM) I need a loan of 500000 to buy a plot in bhubaneswar. Pls let me know the process
|
| By Kishorevarma (on Aug 17, 2011 02:41 PM) I am a salaried person need loan of 15 lack for purchasing land can you help me with what bank i can get with less intrest rate
|
| By Ashok (on Aug 16, 2011 10:37 AM) Dear Sir, I am a salaried employee (4 lacs pa) working in govt psu. i want to buy a land of 20 lakhs . Which bank provides the land purchasing loan and provide the less intrest rate. What are the processing steps. Please provide the information.
|
| By Bhaskararao silla (on Jul 03, 2011 06:00 PM) I need loan for buy a land
|
| By SH (on Jun 29, 2011 01:45 PM) I am interested in purchasing land near outskirts of my native place.Need more information.
|
| By Deepak (on Jun 26, 2011 04:26 PM) I am interested in buying a land and need a loan of 5Lakhs.
|
| By MAYARAM BADONI (on Jun 26, 2011 03:51 PM) I M WORKING WITH BAJAJ FINANCE WITH MONTHLY NET INCOME 21000/-,STAYING AT GANDHI NAGAR GUJARAT ,I WANT TO PURCHSE LAND,FOR THIS I REQUIRED LOAN 500000/- (WITH LOW INTEREST RATE)SO PLS SUGGEST ME THAT HOW CAN I PROCEED ????
|
| By Satish chandra ojha (on Jun 09, 2011 07:25 PM) Sir,
I want to purchase a residental plot pl arrange to provide me the loan
|
| By Shrivaish (on May 14, 2011 03:21 PM) Iam dr.iwant to purchase land for hospital whose cost is 5o lakh .how i can get loan from sbi or idbi bank...
|
| By Rakesh bobba (on Apr 18, 2011 04:20 PM) Dear Sir, I am a salaried employee (4.5 lakh pa) i want to buy a land of 6 lakhs and 1.5 lakhs with me. Which bank provides the land purchasing loan and provide the less intrest rate. What are the processing steps. Please provide the information.
|
| By Mahesh (on Apr 16, 2011 05:15 PM) I want four lakhs loan for land purchase.
|
| By Lisha Jose (on Mar 19, 2011 04:41 PM) I need 10 lakhs loan to purchase house plot.please guide me
|
| By Krishnamoorthy (on Mar 07, 2011 10:25 AM) I want to buy a land. My salary 4.5 lacks P.A. I need a loan for around 8 lackhs. Can you please guide me.
|
| By Sahil khan (on Mar 05, 2011 05:18 PM) To. respected sir
sbi branch meneger in lucknow
sir i want to puchase a land in lucknow but my salry is ten thousand rupees par month . so i need loan 6 lac to purchase a land .am local person in lucknow .plz tel me how to apply in bank
thank u
|
| By Iqbal ahmed khan (on Mar 02, 2011 09:16 PM) I want to purchase a land in kanakapura taluk harohalli village plz do need ful to me
|
| By Mah esh (on Mar 02, 2011 02:47 PM) I want land loan
|
| By Ganesh (on Feb 28, 2011 10:11 PM) I'm working in a software company. i want to purchase a land in tamilnadu. can i get a land purchase loan for 8 lakhs. my annual income is around 4 lakh
|
| By Girani (on Feb 25, 2011 11:24 AM) My salary is 20,000. I want to purchase land for amount 6 lakh by bank loan. plz help me.
|
| By Lydia Vijay (on Jan 27, 2011 09:46 AM) Loan against purchase for land for salaried person need contact info for IDBI
|
