The insurance covers Non-Resident
Indians from 3 months of age till 70 years. It is a comprehensive
insurance covering accidental loss, permanent disablement due to
accident, medical expenses incurred due to illness in a foreign country,
education fund of dependent children etc.
Calculation of NRI Accident Insurance Amount/Premium:
The
amount of premium depends on a number of factors. Premium is paid on a
monthly/quarterly/half-yearly/yearly basis.
NRI Accident Insurance Claim Procedure:
In the event of claim,
written intimation must be given by the insured/assignee to the
insurance company. The claim can also be reported on company's toll free
number. Upon receipt of the intimation of claim the company deputes its
surveyor or claim representative and process the claim. Copy of the
claim format is annexed. The claim process can take anywhere between
7-15 days.
Documents Required for NRI Accident Insurance Claim:
- Claim form
- FIR Form
- Prescriptions given by the treating doctor
- Hospital Discharge Card
- Diagnosis reports like X-Ray report, etc.
- Disability Certificate
List of Some of Insurance Companies offering NRI Accident
Insurance:
