{"id":1939,"date":"2022-02-28T06:46:01","date_gmt":"2022-02-28T06:46:01","guid":{"rendered":"https:\/\/www.surfindia.com\/blog\/?p=1939"},"modified":"2023-01-20T05:40:59","modified_gmt":"2023-01-20T05:40:59","slug":"what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim","status":"publish","type":"post","link":"https:\/\/www.surfindia.com\/blog\/what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim\/","title":{"rendered":"What is Moving Insurance: Types of Moving Insurance and How to Claim?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_17 counter-hierarchy ez-toc-grey\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" style=\"display: none;\"><i class=\"ez-toc-glyphicon ez-toc-icon-toggle\"><\/i><\/a><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.surfindia.com\/blog\/what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim\/#What_is_Moving_Insurance\" title=\"What is Moving Insurance?\">What is Moving Insurance?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.surfindia.com\/blog\/what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim\/#Moving_Insurance_What_are_its_Types\" title=\"Moving Insurance: What are its Types?\">Moving Insurance: What are its Types?<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.surfindia.com\/blog\/what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim\/#1_Declared_Value_Insurance_Coverage\" title=\"1. Declared Value Insurance Coverage\">1. Declared Value Insurance Coverage<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.surfindia.com\/blog\/what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim\/#2_Full_Value_Insurance_Coverage\" title=\"2. Full Value Insurance Coverage\">2. Full Value Insurance Coverage<\/a><\/li><\/ul><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.surfindia.com\/blog\/what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim\/#Things_to_Keep_In_Mind_before_Claiming_For_Insurance\" title=\"Things to Keep In Mind before Claiming For Insurance\">Things to Keep In Mind before Claiming For Insurance<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.surfindia.com\/blog\/what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim\/#1_Choose_the_right_packers_and_movers\" title=\"1. Choose the right packers and movers\">1. Choose the right packers and movers<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.surfindia.com\/blog\/what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim\/#2_List_of_items_to_be_shipped\" title=\"2. List of items to be shipped\">2. List of items to be shipped<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.surfindia.com\/blog\/what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim\/#3_Important_paperwork\" title=\"3. Important paperwork\">3. Important paperwork<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.surfindia.com\/blog\/what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim\/#4_Insurance_coverage\" title=\"4. Insurance coverage\">4. Insurance coverage<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.surfindia.com\/blog\/what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim\/#5_Claim_insurance_within_the_time_period\" title=\"5. Claim insurance within the time period\">5. Claim insurance within the time period<\/a><\/li><\/ul><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.surfindia.com\/blog\/what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim\/#Moving_House_Insurance_How_to_Claim\" title=\"Moving House Insurance: How to Claim?\">Moving House Insurance: How to Claim?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.surfindia.com\/blog\/what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim\/#Frequently_Asked_Questions_Moving_Insurance\" title=\"Frequently Asked Questions: Moving Insurance\">Frequently Asked Questions: Moving Insurance<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.surfindia.com\/blog\/what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim\/#1_What_is_third-party_moving_insurance\" title=\"1. What is third-party moving insurance?\">1. What is third-party moving insurance?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.surfindia.com\/blog\/what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim\/#2_What_does_full_value_insurance_coverage_cost\" title=\"2. What does full value insurance coverage cost?\">2. What does full value insurance coverage cost?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.surfindia.com\/blog\/what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim\/#3_Is_transit_insurance_necessary\" title=\"3. Is transit insurance necessary?\">3. Is transit insurance necessary?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.surfindia.com\/blog\/what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim\/#4_How_does_moving_insurance_work\" title=\"4. How does moving insurance work?\">4. How does moving insurance work?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.surfindia.com\/blog\/what-is-moving-insurance-types-of-moving-insurance-and-how-to-claim\/#5_What_are_movers_responsible_for\" title=\"5. What are movers responsible for?\">5. What are movers responsible for?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p style=\"text-align: justify;\">Whether you are moving from one city to another or relocating to another country, moving is always hectic. You are always worried about your furniture, goods, and other items during the moving process. But, some unforeseen circumstances such as accidents, bad weather conditions, or earthquakes may damage some of your possessions. So, before moving to another location, you can ask for moving insurance from your packers and movers team.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_Moving_Insurance\"><\/span>What is Moving Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Moving insurance is a service provided by a packers and movers company. They protect your goods such as furniture, heavy appliances, and other goods during transit. When you take moving insurance, the moving team covers the damage on your items during accidents, theft, or other unforeseen events. You can avail moving insurance from professional <a href=\"https:\/\/www.surfindia.com\/packers-and-movers\/delhi\" target=\"_blank\" rel=\"noopener\">packers and movers in Delhi<\/a>, Pune, Chennai, and all over the country to avoid financial loss during your home relocation.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Moving_Insurance_What_are_its_Types\"><\/span>Moving Insurance: What are its Types?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Moving companies provide two types of relocation insurance: declared value insurance coverage and full value insurance coverage.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Declared_Value_Insurance_Coverage\"><\/span>1. Declared Value Insurance Coverage<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-2154 aligncenter\" src=\"https:\/\/www.surfindia.com\/blog\/wp-content\/uploads\/2022\/02\/Declared-Value-Insurance-Coverage.jpg\" alt=\"Declared Value Insurance Coverage\" width=\"600\" height=\"425\" srcset=\"https:\/\/www.surfindia.com\/blog\/wp-content\/uploads\/2022\/02\/Declared-Value-Insurance-Coverage.jpg 600w, https:\/\/www.surfindia.com\/blog\/wp-content\/uploads\/2022\/02\/Declared-Value-Insurance-Coverage-300x213.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<p style=\"text-align: justify;\">As the name suggests, you have to give the actual value of your insured possessions under this type of insurance coverage. The moving company will compensate for the insured items by replacing or paying for the damages. This type of insurance doesn\u2019t cost you extra fees.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Full_Value_Insurance_Coverage\"><\/span>2. Full Value Insurance Coverage<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-2156 aligncenter\" src=\"https:\/\/www.surfindia.com\/blog\/wp-content\/uploads\/2022\/02\/Full-Value-Insurance-Coverage.jpg\" alt=\"Full Value Insurance Coverage\" width=\"600\" height=\"425\" srcset=\"https:\/\/www.surfindia.com\/blog\/wp-content\/uploads\/2022\/02\/Full-Value-Insurance-Coverage.jpg 600w, https:\/\/www.surfindia.com\/blog\/wp-content\/uploads\/2022\/02\/Full-Value-Insurance-Coverage-300x213.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<p style=\"text-align: justify;\">The moving company will repair or replace items insured against damaged or lost possessions. You have to pay a certain sum to your moving company to avail this insurance.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Things_to_Keep_In_Mind_before_Claiming_For_Insurance\"><\/span>Things to Keep In Mind before Claiming For Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-2158 aligncenter\" src=\"https:\/\/www.surfindia.com\/blog\/wp-content\/uploads\/2022\/02\/Things-to-Keep-In-Mind-before-Claiming-For-Insurance.jpg\" alt=\"Things to Keep In Mind before Claiming For Insurance\" width=\"600\" height=\"425\" srcset=\"https:\/\/www.surfindia.com\/blog\/wp-content\/uploads\/2022\/02\/Things-to-Keep-In-Mind-before-Claiming-For-Insurance.jpg 600w, https:\/\/www.surfindia.com\/blog\/wp-content\/uploads\/2022\/02\/Things-to-Keep-In-Mind-before-Claiming-For-Insurance-300x213.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\">Before claiming moving insurance, you must go through the points below to ensure that you are well prepared.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Choose_the_right_packers_and_movers\"><\/span>1. Choose the right packers and movers<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">The first step in relocation is finding the best moving company that provides relocation to your new home. You should contact them and ask about the moving insurance they cover and their procedure to claim it.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_List_of_items_to_be_shipped\"><\/span>2. List of items to be shipped<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Once you have finalized your relocation company and chosen the moving insurance, you should provide the relocation team a list of all the things to be packed and their value for the insurance claim.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Important_paperwork\"><\/span>3. Important paperwork<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Do the necessary paperwork required to claim insurance for moving goods later on. You may ask the moving company about the documents needed for the same. It can be ID proof, address proof, etc. Also, submit photographs of essential items for the insurance claim if required.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Insurance_coverage\"><\/span>4. Insurance coverage<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Ask your moving company what all damages will cover. Sometimes your household items and other goods can be damaged during mishandling. You can ask the relocation company if they cover this.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Claim_insurance_within_the_time_period\"><\/span>5. Claim insurance within the time period<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">If you find some of your items missing or damaged after relocation, you should ask for an insurance claim within fourteen days of the transit. Otherwise, your claim will be rejected.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Moving_House_Insurance_How_to_Claim\"><\/span>Moving House Insurance: How to Claim?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-2157 aligncenter\" src=\"https:\/\/www.surfindia.com\/blog\/wp-content\/uploads\/2022\/02\/Moving-House-Insurance.jpg\" alt=\"Moving House Insurance\" width=\"600\" height=\"425\" srcset=\"https:\/\/www.surfindia.com\/blog\/wp-content\/uploads\/2022\/02\/Moving-House-Insurance.jpg 600w, https:\/\/www.surfindia.com\/blog\/wp-content\/uploads\/2022\/02\/Moving-House-Insurance-300x213.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<p style=\"text-align: justify;\">When your goods have finally reached your new home, but you notice that some of your possessions are in damaged condition, then here\u2019s everything you need to know:<\/p>\n<ol style=\"margin-left: 15px;\">\n<li>Submit old photographs with the latest photographs proving which item has been damaged during transit.<\/li>\n<li>You should also submit an invoice of the lost or damaged items to the moving company.<\/li>\n<li>Your packers and movers company will then reply to you within seven days.<\/li>\n<li>If the relocation company accepts your claim, you should fill out the insurance claim form and send it to the company within fourteen days.<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_Moving_Insurance\"><\/span>Frequently Asked Questions: Moving Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<div>\n<h3><span class=\"ez-toc-section\" id=\"1_What_is_third-party_moving_insurance\"><\/span>1. What is third-party moving insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div>\n<div>\n<p>The third-party insurance provider will ensure that the moving company safely delivers your possessions to your new location. In case of any miss happenings, it will insure the loss or damage during the relocation.<\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<div>\n<h3><span class=\"ez-toc-section\" id=\"2_What_does_full_value_insurance_coverage_cost\"><\/span>2. What does full value insurance coverage cost?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div>\n<div>\n<p>Full value moving insurance can cost around one or two percent of the value of your goods. Different relocation companies have their own costs.<\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<div>\n<h3><span class=\"ez-toc-section\" id=\"3_Is_transit_insurance_necessary\"><\/span>3. Is transit insurance necessary?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div>\n<div>\n<p>Yes, if you want to your items to be delivered safely to your new home, you must insure your goods. This way, even if any of the items get damaged during transit, you can claim compensation or replacement covered by transit insurance.<\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<div>\n<h3><span class=\"ez-toc-section\" id=\"4_How_does_moving_insurance_work\"><\/span>4. How does moving insurance work?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div>\n<div>\n<p>If your goods are missing or damaged, the moving company will replace the good with a similar value or provide cash settlement.<\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<div>\n<h3><span class=\"ez-toc-section\" id=\"5_What_are_movers_responsible_for\"><\/span>5. What are movers responsible for?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div>\n<div>\n<p>The packers and movers are responsible for handling your goods with care from the process of packing, transit, to unpacking.<\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Whether you are moving from one city to another or relocating to another country, moving is always hectic. You are [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2159,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is Moving Insurance: Types of Moving Insurance and How to Claim? - Surf India Official Blog | Surfindia.com<\/title>\n<meta name=\"description\" content=\"Whether you are moving from one city to another or relocating to another country, moving is always hectic. 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